My husband & I met with Andy van Geyzel from AFP just before the end of financial year to assess our situation for the coming year and my intending retirement. Andy was extremely helpful and attentive with explaining all the details and the options we had to look at. Being an ex school teacher made his role very useful when explaining to lay people the intricacies of Superannuation and all that there is to know. We were very happy with his advice and hopefully the market will now show some confidence as well. Trish & Phil Baker