Financial planning for established families in Perth

Your career is at its peak and the children are older. Is your money really working for you, or are you just keeping pace?

These are often the years with the biggest opportunity: higher income, a growing super balance, and still time to make a real difference before retirement.

• Is your money growing as fast as it could?
• Are you ready for an investment property or a wider investment portfolio?
• Is your super on track?
• When could you realistically retire, and on what income?

How we help established families

• Growing your wealth: an investment strategy based on your goals, timeframe and risk profile. Investment Planning
• Superannuation: a check of whether your super is on track, and strategies to boost it. Superannuation Advice
• Planning your retirement date: working out when you could stop work and what income you'd have. Retirement Planning
• Cash flow and big expenses: balancing school or university costs and lifestyle with investing for the future.
• Debt: a plan for your home loan and any investment debt. Our mortgage broker can review your lending options.
• Protecting what you've built: reviewing your life, TPD, trauma and income protection cover. Wealth Protection

Business owners

Many of our clients in this stage run their own business. We help bring your business and personal finances together into one plan, including super and wealth outside the business. Business Solutions

How it works

1. A conversation: call us to talk through your situation.
2. A first meeting at our Floreat office: we get to know you, your family and your goals. Your first meeting is complimentary.
3. Your strategy: clear written advice, with your fee agreed before any work begins.
4. Ongoing reviews: we meet regularly to keep your plan on track as your circumstances change. Ongoing Service

Flat, fixed fees

We charge flat, fixed fees set to the scope of your advice, not a percentage of your assets. Your fee doesn't rise just because your balance does. How our fees work

Common questions

Am I on track to retire?
Try our calculator for a quick indication, then talk to us for a proper plan. Am I on track to retire?

Should I buy an investment property?
It depends on your goals, cash flow and existing investments. Read: Pros and cons of property investment

Can I still boost my super in my 40s and 50s?
Yes. There are several strategies, depending on your income and circumstances. We'll explain which suit you.

Talk to us about your next steps

Call 08 6462 0888 to speak with our team, or send us an enquiry and we'll be in touch.