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Income Protection Insurance

Income Protection Insurance (Agreed Value or Indemnity) provides replacement of your income while you are Totally or Partially Disabled and unable to work as a result of either sickness or injury. Cover is provided on a 24/7 basis and covers the individual worldwide. Whilst the benefits are tax assessable as income, premiums are 100% tax deductible. Cover is generally restricted to 75% of pre-existing income and a range of additional benefits can be included at an additional cost.