Are you an active person looking for life insurance who lives in the Perth area? Are you wondering why your premiums are so high? Here are some high-risk activities that may be raising your life insurance, courtesy of a US not for profit organisation called “Life Happens.”*
This is diving off of a cliff into water. It is exceedingly dangerous for many reasons. If you don’t hit yourself on the way down, you can sever your spinal cord when you hit the water, especially if it isn’t deep enough.*
Big Wave Surfing
Australia has a lot of world class surfing. Unfortunately, finding the biggest waves causes the most risk. If you don’t drown, break bones or suffer severe organ damage, you can fall victim to a shark attack.*
Free running consists of running as fast as possible and jumping from roof to roof. This is an urban sport that is “best” where there are plenty of walls and railings providing opportunities to flip, jump and tumble over.*
Base jumping is jumping off of a fixed object using a parachute. BASE stands for building, antenna, span, earth (such as a cliff).*
This is like lying on a huge skateboard and being pushed down a big hill. Speeds can reach more than 100 km/h.*
This consists of jumping out of a helicopter onto a mountain that would be otherwise impossible to reach and skiing down. You can start an avalanche and if you fall, you probably won’t be rescued.*
Ice climbing is even more dangerous than mountain climbing because of their crampons. Crampons are the razor-sharp stakes they dig into the ice to gain a “hold.” They are also the most common source of injury for ice climbers.*
Call Approved Financial Planners Today
We hope you liked this. It’s a “no-brainer,” but risky behaviour can raise your insurance premiums or make it impossible to be insured. To learn more or for an individual consult, call us today: 08 6462 0888.
*Life Happens, 28 October 2015: “7 Sports that Make Getting Life Insurance Hard (or Impossible!)” https://www.lifehappens.org/blog/7-sports-that-make-getting-life-insurance-hard-or-impossible/
This information contained in the blog may contain references to other special offers or promotions offered by persons who are not part of the AMP group of companies. AMP has not verified, and is not responsible for, the information provided by other parties or persons not part of the AMP group of companies.
Subject to any applicable law which cannot be excluded, AMP group of companies and Approved Financial Planners Pty Ltd makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the goods or services available from these persons. Your obtaining of goods or services from these persons is at your own risk. AMP group of companies does not accept any liabilities arising from reliance on the access and the availability of the information, or fees and charges that relate to the use of such information.