When first time clients or potential clients talk to our financial advisors in our Perth office, the conversation usually turns to a common question: “How can I save money?” While we can’t give specific advice here and recommendations will be general in nature, it is safe to say that most people have resources they don’t…
If you have talked about retirement planning to a financial advisor in our Perth office, you probably know how diligent and thorough we are in helping our clients leave nothing to chance when planning their futures. While we never give specific financial advice in blog posts due to the individual and unique nature of every…
Choosing a financial advisor in a city like Perth can be daunting. There are so many that it can be difficult to know who is legitimate and who isn’t. Sometimes it seems like anyone can hang a sign on a door and tell people they are a “financial advisor.” Here are some tips to finding…
If you talk to any professional financial advisor in Perth, one of the first things they will suggest to you is that you create a budget and stick to it. A lot of people are overwhelmed at first, but if you use these five simple steps, it is a lot easier than you think. You…
Financial planning doesn’t sound too difficult on the surface. In a city like Perth with high income level and a booming property market, one would think that we are all great at planning our budgets and finances. Recently, the owners of a website called Australia.CreditCards.com compiled the latest statistics about credit cards and debt. The…
Although we call it financial planning, a great part of what we do is retirement planning for our clients in the Perth area. If the recent Financial Services Inquiry (FSI) report is any indication, it will be even more important for every Australian to hire a financial planner at some time during the process of…
Why you may need income protection insurance and how to decide which level of cover you want. If you are like most of us, you work for a living. Your income and livelihood depend upon being able to work every day. Most of us take it for granted that we will continue to be able…
Those who offer financial planning services in Australia aren’t always the same. Many give blanket advice or try to fit every client into the same system of investing without first assessing their needs. At Approved Financial Planners, we know that everyone’s situation is as different as their fingerprints and we go to great lengths to…
How to ease the transition to retirement pension by maximising what you already have. Although we can’t give specific advice due to the individual nature of investing, we can provide some tips for easing the transition to retirement pension. As more Australians born during the baby boomer era reach retirement age, it is becoming more…