What should be considered when planning for later life?
23 October 2026
Planning for later life covers more than retirement income. See what to consider on housing, aged care, family support and estate planning.
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Why Active Asset Allocation Must Be Done Correctly
23 September 2026
Active or passive? How behavioural biases trip up active asset allocation, what a good adviser can add, and how to check an adviser before you engage.
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How Can a Financial Adviser Help You?
16 September 2026
Navigating the Australian financial landscape can be overwhelming. A financial advisor can simplify complex rules and investment options for you.
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Can a Financial Adviser Do Your Taxes?
9 September 2026
As a financial planner in Australia, I often help clients with financial advisor tax planning to optimize their tax strategies effectively.
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Can a Financial Adviser Help With Debt?
2 September 2026
Managing debt can be overwhelming for many Australian households. A financial advisor can provide guidance and support in tackling this burden effectively.
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Do All Financial Advisers Help With Centrelink Issues?
26 August 2026
As an Australian financial planner, I often help clients with retirement questions, especially regarding their eligibility for centrelink.
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What to Do to Transition to Retirement in Australia?
19 August 2026
The retirement journey is a significant financial and lifestyle change for Australians, making the transition to retirement essential for a secure future.
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Do I Need Financial Advice to Manage an Inheritance?
12 August 2026
Discover how financial advice can help you navigate challenges and make informed decisions as you manage an inheritance.
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How Can I Turn a Six Figure Salary Into Lifelong Wealth?
5 August 2026
In Australia's major cities, many professionals earn a six-figure salary but struggle to turn that income into lifelong wealth. Six Figure Salary.
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What Is a Family Trust and How Does It Help Grow Wealth?
29 July 2026
Understanding wealth management in Australia is vital. Learn how a family trust can assist your family in growing and protecting wealth.
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Is Financial Planning Needed When Getting Divorced
22 July 2026
Amid the turmoil of getting divorced, it’s easy to feel overwhelmed by the sheer volume of financial matters that need to be addressed.
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What Are Employee Share Schemes and Are They Beneficial?
15 July 2026
As a financial advisor operating in the Australian landscape, few topics generate as much excitement—and confusion—as Employee Share Schemes (ESS). For…
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Is It Better to Buy a Home or Rent and Invest the Rest in Australia?
8 July 2026
The question of whether to buy a home or to rent and invest the difference is perhaps the most emotionally charged financial decision an Australian will…
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How Can I Pay Off Debt Quickly; Step by Step?
1 July 2026
As an Australian financial advisor, I've seen how to Pay Off Debt Quickly to reduce the stress and anxiety that debt causes individuals and families.
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How Can I Manage Redundancy
24 June 2026
As an Australian financial advisor, I help clients manage their finances and strategies, including dealing with redundancy.
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How Does Salary Sacrifice Work and What Are the Benefits?
17 June 2026
As a financial advisor, one of the most powerful yet often misunderstood tools I discuss with clients is salary sacrifice , also known as salary packaging…
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How Will the Retirement of Baby Boomers Affect Australia?
10 June 2026
As a financial advisor, I help clients navigate economic changes, especially how the retirement of Baby Boomers will affect Australia.
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What Are the Right Investment Options for Retirees?
3 June 2026
Discover the best strategies for retirees as they explore their investment options to ensure a secure financial future. Learn about effective investment options.
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What Is a Discretionary Trust and Does It Help?
27 May 2026
As a financial advisor in Australia, understanding the Discretionary Trust can provide strategic benefits and enhance your financial planning options.
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How Does Inflation Affect an Investment Portfolio?
20 May 2026
As an Australian financial advisor, I've discussed how inflation impacts market volatility, interest rates, and global investment strategies.
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How Should a Woman Financially Prepare for Maternity Leave?
13 May 2026
Prepare for the transition to motherhood by understanding finances and planning for Maternity Leave with expert guidance from Approved Financial Planners.
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Is It Possible to Retire Early as a Salary Earner?
7 May 2026
The daily grind and morning commute can make it tough for high-earning Australians to imagine how to Retire Early. Discover strategies to achieve this goal.
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How Does the Value of the Australian Dollar Affect Your Investment Portfolios?
30 April 2026
As an Australian investor, understanding how the Australian Dollar influences your investment portfolios is crucial for making informed decisions.
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What Is the Best Way to Save for Children’s Education?
23 April 2026
Planning for a child's education is a crucial conversation for Australian parents. Discover the best ways to save for children's education.
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What Financial Mistakes Do Women Commonly Make?
16 April 2026
As a financial advisor in Australia, I've seen many women face distinct challenges and make common Financial Mistakes.
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What Is Debt Recycling and How Does It Benefit You?
9 April 2026
Discover how Debt Recycling can help you manage debt effectively while building wealth. Learn its benefits in our comprehensive guide.
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Should You Put Your Extra Money Into Your Super or Your Mortgage?
2 April 2026
For many Perth homeowners, deciding what to do with extra money can be challenging: should you invest in Your Super or Your Mortgage?
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What Are The Pros and Cons of Property Investment
26 March 2026
As an Approved Financial Planner, I explore the essential Pros and Cons of Property Investment for building wealth in Australia.
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Is a Self Managed Superannuation Fund (SMSF) Right for You?
19 March 2026
As an Australian financial advisor, I often discuss whether a Self Managed Superannuation Fund is right for your financial goals.
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What to Consider Before Investing in Property With an SMSF
12 March 2026
Explore key factors to consider when investing in property. Make informed decisions about investing in Property With an SMSF.
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Does Diversification Reduce Risk and Volatility In a Portfolio
5 March 2026
Diversification—the practice of spreading investments across various assets—effectively reduces risk and volatility in a portfolio.
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How to Afford Personal Insurance for the Long Term
26 February 2026
Long-term personal insurance options, including life and income protection, offer essential financial security for your future.
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What to Consider When Managing Risk vs Return
19 February 2026
Investing involves a trade-off between risk and return, as higher potential returns usually come with greater uncertainty—consider Risk vs Return.
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Where are You Getting Your Financial Advice?
12 February 2026
Making financial decisions—on investments, superannuation, and retirement—requires sound Financial Advice to avoid long-term consequences.
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Are You Ready to Buy Your First Home?
5 February 2026
Buying your first home is often billed as a rite of passage. But given current market conditions in Australia, it’s more complex than ever. Before diving…
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5 Common Mistakes Made by DIY Investors
29 January 2026
In recent years, the rise of trading apps and social media influencers has led to common mistakes made by DIY Investors. Learn how to avoid them.
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5 Habits for a Comfortable Retirement
22 January 2026
Retirement is not just the absence of work; it's a phase where managing income and expenses is vital for a comfortable retirement.
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6 Financial Tips for Singles
12 January 2026
Being single means your financial plan is solely yours. Discover essential Financial Tips for Singles to take control of your future.
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10 Money Mistakes Should You Try to Avoid?
5 January 2026
Learn how to achieve financial success by avoiding common money mistakes. Discover key insights on money mistakes to steer clear of in your journey.
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How to Save Thousands of Dollars Off Your Monthly Expenses?
29 December 2025
Discover effective tips to save money and reduce your Monthly Expenses, helping you keep more cash in your pocket each month.
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Do You Control Your Money or Does Your Money Control You?
22 December 2025
In an era of rising costs and volatile markets, sound financial planning is essential to ensure you control Your Money effectively.
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Is Life Expectancy Important in Retirement Planning?
15 December 2025
Retirement planning goes beyond saving; understanding your life expectancy is vital for ensuring your savings last as long as needed.
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Is Borrowing in Your SMSF a Good Investment Strategy
8 December 2025
Explore how borrowing in your SMSF can enhance your investment strategy and retirement savings by investing in tangible assets like property.
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How are You Spending Your Monthly Income?
1 December 2025
The monthly income of Australians is facing sustained pressures: higher housing costs, inflation (especially for food, fuel, and utilities), rising…
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Is Financial Planning a Necessary Consideration for the Empty Nesters
24 November 2025
As children leave home, empty nesters face new opportunities. Financial Planning becomes essential for a secure and fulfilling future.
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What is Total and Permanent Disability Insurance and How Does it Work
17 November 2025
As a financial advisor in Australia, I guide clients on protecting their assets with Total and Permanent Disability Insurance.
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3 Strategies Millennials and Gen Z can Use to Get Ahead Financially
1 November 2025
Starting to plan your finances early in your 20s or 30s can help you get ahead financially and change your future for the better.
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Family Financial Plan: Empower Your Future Today
31 October 2025
Families in Australia today face complex financial decisions. A solid family financial plan can help navigate rising costs and uncertain markets.
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What Are The Pros and Cons of Downsizing Before Retirement
30 October 2025
“Downsizing Before Retirement” generally refers to selling your current primary residence (often a large family home) and moving into something smaller,…
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Are Your Superannuation Fees Too High?
30 October 2025
Are your superannuation fees too high? Discover how to manage them effectively in Australia's retirement system and the impact of Superannuation Fees.
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How to Build a Solid Financial Foundation
29 October 2025
Financial stability doesn’t happen by accident. For Australians, building a strong financial foundation is one of the most reliable ways to reduce stress,…
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Can Eliminating Debt Help You Build Wealth?
29 October 2025
We provide a full range of financial planning services to our Perth clients, but one of the first questions we ask if you plan to build wealth, is about…
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What Should New Property Investors Watch Out For
29 October 2025
Investing in real estate can be attractive yet daunting. New Property Investors should be aware of potential risks and rewards.
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Does Financial Planning Provide Psychological Benefits
28 October 2025
Financial planning is often seen mainly as numbers, spreadsheets, superannuation, investments, maybe tax or estate matters. But there is growing…
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Is it Time to Think about Estate Planning?
27 October 2025
Many people assume that having a will is sufficient estate planning . But in Australia, a will is only one part of a broader, more complex set of…
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Splitting Superannuation Contributions with Your Spouse
27 October 2025
Superannuation splitting is a strategy that allows one spouse to transfer part of their contributions, enabling effective Splitting Superannuation.
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Why It’s Important to be Clear on Investment Goals
27 October 2025
Knowing what you want from your investments is crucial in today’s economy. Being clear on your Investment Goals can lead to better financial decisions.
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A Business Survival Checklist for the Self-Employed
23 October 2025
Being self-employed offers independence, flexibility, and control. But with that comes extra financial responsibility and risk. Unlike employees who have…
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How Managed Funds Work
22 October 2025
Discover how Managed Funds operate and the benefits they offer through expert advice from approved financial planners. Explore Managed Funds.
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What Are The Basics of Debt Consolidation Loans
22 October 2025
Managing multiple financial commitments can be stressful; however, understanding Debt Consolidation Loans can simplify your journey to financial stability.
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Online Super Funds: A Recipe for Financial Disaster?
21 October 2025
Self-Managed Superannuation Funds (SMSFs) are a popular choice for Australians seeking control over their retirement savings with Online Super Funds.
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11 Tips for Successful Investing
21 October 2025
Investing wisely today can lead to financial growth and income tomorrow. Discover essential tips for Successful Investing.
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70% of Property Investors Use a Home Loan Broker
20 October 2025
Navigating property investment in Australia involves complexities like regulatory constraints and credit policy, especially for Property Investors.
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Why Australian Men Feel Financial Stress
20 October 2025
Retirement should bring peace, but for many Australian men, it leads to financial stress due to rising living costs and mounting debt.
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Want to Save Money? Start Now!
18 October 2025
Discover how small changes in your habits can help you start to save money effectively and build a brighter financial future. Save Money.
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Asset Allocation: Why Staying the Course Matters
14 October 2025
How the mix of growth and defensive assets shapes long-term returns, why switching in a downturn can cost you, and how rebalancing keeps a portfolio on track.
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How to Teach Children Good Financial Habits
14 October 2025
Money shapes almost every aspect of adult life—from managing household budgets to saving for retirement. Yet many Australians enter adulthood without the...
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10 Tips for Handling a Volatile Investment Market
11 October 2025
Market volatility is an unavoidable part of investing. Learn tips for navigating a Volatile Investment Market effectively.
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3 Crucial Retirement Decisions
10 October 2025
Planning for retirement involves crucial financial strategies. Learn how to navigate essential Retirement Decisions for a secure future.
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Retirement Planning 101: Pros and Cons of Investment Property for Retirement Income
9 October 2025
Explore the pros and cons of investment property for retirement income in this Retirement Planning 101 guide by Approved Financial Planners.
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Does Your Company Have Key Person Insurance?
8 October 2025
Definition: Key person insurance (sometimes called “ key man insurance ”) is a policy that a business takes out on the life (and/or health/disability) of…
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How Large is Your Emergency Fund Buffer?
8 October 2025
Life has a way of surprising us. Building an adequate Emergency Fund can help stabilize households facing unexpected challenges.
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The Pitfalls of DIY Financial Planning
5 October 2025
DIY financial planning can work for some, especially if finances are simple, you have good knowledge and discipline. But for many people, the downsides…
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WA Economy Update
4 October 2025
Western Australia's economy is well-positioned for continued, albeit more moderate, growth. Read our WA Economy Update for insights on the state's fiscal strength.
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What Are The Most Serious Financial Risks Retirees Face?
3 October 2025
Explore the significant financial risks retirees face, why they matter, and how they can erode retirement well-being. Understand these Financial Risks.
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What Happens To Your SMSF When You Die?
1 October 2025
Planning for the future can be daunting, but understanding what happens to your SMSF when you die can provide peace of mind.
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What Is a Managed Mortgage Fund
29 September 2025
Discover the advantages and workings of a Managed Mortgage Fund with insights from Approved Financial Planners for smarter investing.
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Getting Divorced Financially
26 September 2025
Getting divorced is one of the most challenging life events, not just emotionally but financially. In Australia, around 56,000 divorces were granted in…
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What are The 8 Principles For Long Term Investors
25 September 2025
Long term investors can maximize their wealth by understanding the benefits of a strategic investment approach over time. Explore these advantages now.
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What Is The Biggest Expense For Retirees?
13 September 2025
Retirement is often imagined as a time of reduced costs, but understanding the biggest expense for retirees is crucial for financial planning.
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What Can a Financial Planner Do for You
13 September 2025
In an increasingly complex financial world, many Australians turn to a Financial Planner to manage their finances effectively and achieve their long-term goals.
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How to Avoid Living Paycheck to Paycheck
12 September 2025
In today's robust economy, many struggle with finances, making it crucial to learn how to avoid Living Paycheck to Paycheck.
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Unlock The Benefits of Income Protection Insurance
12 September 2025
In the pursuit of financial security, Australians often overlook Income Protection Insurance while building their wealth through savings and investments.
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Death and Disability Insurance in Superannuation
12 September 2025
For many Australians, superannuation is a cornerstone of their retirement planning, including options like Death and Disability Insurance.
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Trauma Insurance vs. Income Protection Insurance
11 September 2025
In the journey of life, we plan for milestones, but unfortunately, Trauma Insurance and Income Protection Insurance are seldom considered; buying a home,…
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How to Chose the Right Mortgage Broker
11 September 2025
Navigating the Australian property market can feel overwhelming. Choosing the right Mortgage Broker can simplify the process and save you time.
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End of the Financial Year Strategies
11 September 2025
Discover how to embrace success with effective strategies for the End of Financial Year and maximize your financial potential.
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Avoid These 10 Retirement Planning Mistakes
10 September 2025
Avoid these 10 common mistakes in retirement. Smart retirement planning can lead to a secure and fulfilling future. Focus on effective Retirement Planning.
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What Should You Consider When Finding a Financial Adviser?
9 September 2025
Discover key factors to consider when choosing a Financial Adviser to ensure you receive the best financial guidance for your future.
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How Does a SMSF Work?
9 September 2025
Deciding whether or not to set up an SMSF is a significant financial decision that should not be taken lightly. Before you take the plunge, it’s essential…
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What is Total and Permanent Disability Insurance?
9 September 2025
“Total and Permanent Disability Insurance” is designed to relieve financial pressure in case you become permanently disabled as a result of illness or…
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10 Ways to Reduce Mortgage Repayments
7 September 2025
Discover effective strategies to understand your payments and reduce mortgage repayments. Explore our tips for financial relief!
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What is Trauma Insurance?
6 September 2025
Discover the importance of Trauma Insurance and learn how it can protect your finances during difficult times. Understand why you need it.
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Superannuation Statements - What to Check
17 August 2025
Last financial year's superannuation statements are hitting your mailboxes over the past week. You must check that your details are correct. The following…
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How to Find a Lost Superannuation Account?
12 August 2025
In 2014, the Australian Taxation Office reported six million accounts as "lost." Learn how to find your lost superannuation account today.
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What Is A Good Monthly Retirement Income?
13 June 2025
You are entering the next chapter of your life and retiring, and you're asking yourself the question, what is a good monthly retirement income ? It’s your…
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Division 296 Tax Explained a Common Sense Reset
9 June 2025
As a financial advisor in Australia, it's rare to witness significant changes in government policy, especially concerning Tax.
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Personal Insurance Explained
19 May 2025
Life is unpredictable. Many Australians face low probability but high impact risks. Personal insurance can help mitigate these risks from serious illness, disability, or death.
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Is Property Investment Right For You?
2 May 2025
Property investment remains one of the most common routes to wealth building in Australia. Western Australia, including Perth and regional WA, has been…
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Benefits of Working with a Financial Planner
17 April 2025
What are the benefits of working with a Financial Advisor? When people hear the term Financial Planner , they often think of someone who helps with…
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How Much Do I Need To Retire In Australia?
13 April 2025
If you're asking yourself the question, how much do I need to retire in Australia , then this article is for you. I want you to know that taking proactive…
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Western Australia's Economy in 2025
21 March 2025
Western Australia's economy is transitioning into a moderate growth phase, shaping the landscape for Western Australia's Economy in 2025.
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How Much Do You Really Need to Retire Comfortably?
14 March 2025
ASFA (Association of Superannuation Funds of Australia) distinguishes between two retirement lifestyle standards: Modest : Covers basics and some small…
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How to Choose a Mortgage Broker and Home Loan
29 January 2025
1. The role of a mortgage broker in Australia What a mortgage broker does A mortgage broker acts as an intermediary between borrowers (you) and lenders…
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Understanding Superannuation
13 January 2025
Learn about superannuation and how it can secure your financial future with insights from approved financial planners. Discover your options today!
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What Are The Biggest Financial Mistakes Retirees Make?
4 April 2023
Australian retirees increasingly report financial insecurity as a reason for returning to work, often due to common financial mistakes retirees.
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How Long Will My Money Last When I Retire?
4 April 2023
Retiring early is enticing with time for travel and hobbies, but it's essential to consider: How Long Will My Money Last When I Retire?
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