News

If you are seeking financial planning help in Perth, you may or may not be aware of Australian unlisted commercial property as an investment. Recently, Shane Oliver, the Chief Economist and Head of Investment Strategy and Economics with our parent company, AMP Capital, addressed unlisted commercial property in his column, “Oliver’s Insights.” *

Mr Oliver mentioned that unlisted commercial property has been generating returns of 9.5-10.5% per annum over the last six years, since the end of the Global Financial Crisis (GFC). According to Mr Oliver, this is because yields have fallen due to investors in search of income bearing investments. *

According to Mr Oliver, when yields fall .25%, capital gains rise 4%. He goes on to explain that property prices rise relative to rents in what he calls a “falling yield environment.” This provides capital gains for those who invest in property. Mr Oliver goes on to note that Australian Real Estate Investment Trusts, or A-REITs, have produced capital gains of “around 13% PA over the last six years.” *

We offer a wide range of financial planning services in Perth. Recently, our parent company, AMP Capital, published its monthly “Insight Paper” on the AMP Capital company blog. The blog post featured three AMP Capital executives discussing how to develop a resilient equity portfolio. *

The discussion was based on research being conducted at AMP Capital with “building resilience in your equity portfolio” as a theme. AMP Capital shared the results on their blog to demonstrate what they are currently doing to “strengthen clients’ portfolios to make them fit for the future.” According to the article, technology is “disrupting” the practices of many businesses and the market is “becoming more competitive.” This makes it necessary for investment managers to “differentiate (themselves) through research.” *

According to Dr Ian Woods, who is the Head of Environmental, Social and Governance Research” for AMP Capital, investors need to be aware of the impact that policy and regulatory options implemented by governments have on their portfolios. Dr Woods elaborated, using climate change risk as an example. *

Do you want to do your own financial planning? We don’t provide individual advice online or on this blog, but we can provide you with some questions to ask yourself if you are thinking about doing your own financial planning.

Do You Understand Finance?

At Approved Financial Planners, we are licensed through AMP Financial Planning Pty Limited. Not only do we have 40 years’ combined experience in financial planning, we had to learn a lot about finance to obtain licences. We live and breathe finance.

Do You Have the Resources of a Financial Planner?

We have the full resources of AMP behind us. We have near-immediate access to research that those who aren’t “in the business” may not be able to find. From the financial planner you talk to in our Perth office to the AMP Chief Economist, Dr Shane Oliver, we have access to information and insight that is difficult for those who don’t work with finances every day to access and assimilate.