The best way to understand life insurance is to realise that there is nothing to be afraid of when discussing it. By its very nature, life insurance can be scary because it involves accepting one’s mortality and setting affairs in order to protect them from the aftermath of events that nobody likes to talk about.…
What aspects of finance can be improved by financial planning and why superannuation regulations in Australia can be difficult to navigate without qualified help. Many Australians ask whether or not they need a financial planner. While we cannot give blanket advice to anyone, we can give you an idea of situations in which a financial…
How the unique structure of trauma insurance in Australia can be beneficial to cancer sufferers. Trauma insurance is a type of insurance that covers you if you sustain an illness that is included in the policy. Trauma insurance protects those who become ill. Although policies differ from company to company, most trauma insurance protects from…
Superannuation helps secure the future of many in Australia. Here are some of the benefits. Superannuation is designed to help us prepare for retirement as part of a three-pronged approach. For many Australians, a well-conceived super fund can be the difference between comfortable retirement and a constant struggle in the years when it is the…
Why do so many property investors use a home loan broker? Read further. Recently, the Property Investment Professionals of Australia (PIPA) surveyed 800 property investors in conjunction with the magazine Smart Property Investment. More than 70% said that they use the services of a home loan broker. In sister magazine The Advisor, Ben Kingsley, who…
Insurance provider in Perth explains how a disability insurance scheme is benefitting many Australians who suffer from total permanent disabilities. One of the main advantages to bundling is that you can work with one insurance agent and develop a plan that is both customised and comprehensive, without the inconvenience of managing multiple policies. Bundling TPD…
A sound SMSF investment strategy can go a long way towards providing peace of mind and a prosperous retirement. Many Australians are taking advantage of the opportunity to set up their own SMSFs. However, this can be a double-edged sword. While a brilliantly-maximised SMSF can provide a prosperous lifestyle during retirement, mistakes in strategy can…
Why financial planning is worth the fees you may pay for their services and how you can benefit from a great financial planner. Hiring a great financial planner can make the difference between a prosperous retirement and a small nest egg, but many people don’t know exactly what a financial planner does. Here are some…
Why best case scenarios concerning income fail to protect your interests. What is your biggest asset? Your home? Your business? Your yacht? No matter how many assets you have amassed, your biggest asset is your ability to earn income. Without the ability to earn income, the other assets are not possible unless you already have…
Consolidating your superannuation funds can save money in fees that can be put back into the fund for your retirement. If you have ever switched jobs, there is a good chance that you have superannuation funds sitting in two or more different accounts. This makes it more difficult to access your funds when you want…